You're right. It's awful. There should be carseats that can accomodate a baby snowsuit (just like adult seatbelts can accomodate an adult winter coat.) The closest approximation I know of is a rear-facing infant carseat with a heavy quilted cover that goes over it like a bag and fastens with hooks and loops. It's one of those things with a handle, that you can carry the baby around in. It also locks into a stroller base, or a carseat base you can secure in the back of the car when you're not facing immediate hypothermia. But that's just for *babies*. I don't know what you're supposed to do for a toddler.